Insurance Telematics


The insurance industry in Kenya has reported losses in motor insurance for the last seven years, with 81% of motor books as loss-making and over 30% of claims said to be fraudulent.

Without sufficient data, the insurer cannot offer risk-based individualised premiums, which has seen the insurance industry players compete primarily on price. In addition, a lengthy claims process compounds the problem because it increases opportunities for fraud and further drives the insurer into losses.

Traditional motor insurance needs a fix. Our solution gives the insurer immediate access to powerful driving scoring tools that generate reliable underwriting and risk-based pricing decisions.