Road deaths in Kenya and other countries in East Africa are so high that they have become a major societal problem.
By incentivizing good driving through rewards, better premiums and feedback to drivers, Insurance companies and mobility companies benefit from good drivers that pose less risk to their books and fleets, thus enabling discounts and rewards for them.
Safe Driving & Rewards
AiCare rewards safe driving to help you stay safe and legal on the roads. Real-time scoring shows you how you're driving so you can address any risky driving behaviour and earn bonus points. For example, adhering to speed limits, smooth driving, gentle cornering, and taking the breaks required, can earn you points, redeemable at participating outlets like retail stores, restaurants, fuel stations, and auto spares shops.
Faster, Accurate Claims
The traditional insurance claims process takes an average of 3 - 10 days after filing a claim to initiate contact with insurance and inspect the damage. Our Smart Car Technology immediately sends out crash insights to your insurer to accurately perform investigations, speed up the claims process, and prove liability.
AiCare Rescue & Remote Assistance
Our Smart Car Technology detects the impact of a vehicle crash. It then automatically sends a message with location information to dispatch ambulance service and rescue towing service. This service reduces first response times and saves lives, especially in accidents occurring at night or on remote roads. SOS can also be triggered manually on a mobile app.
Stolen Vehicle Tracking
If your car is stolen, our SmartCar Technology is also a theft tracking device. Provided the Smart device remains in the vehicle, the team can use the in-car smart technology to assist the police in their attempt to recover your car.
The rise in the number of accidents, stringent insurance regulations, and an 8-year loss-making trend by auto Insurers in Kenya is likely to see auto insurance premiums skyrocket. In the U.S, premiums have in the last nine years increased by between 50% and 86%.
Premiums in Kenya will likely go up in the future. Our Smartcar technology will allow for fairer and affordable auto insurance.
Better Insurance Products
Pay only for the kilometres you drive. If you own more than one vehicle, work from home or infrequently drive for whatever other reason.
Get reduced premiums for driving safely. If you are a safe driver, you can manage your premiums by continuously improving your scoring.